
  - 			This plan has been designed especially for High Net Worth Individuals 
having Rs.1 Crore as minimum Life Cover
- 			It guarantees the risk cover of 125% of Sum Assured from Day 1 without any 
extra cost
- 			It offers the guaranteed bonus ranging from 5% to 5.5% of Sum Assured 
along with variable loyalty additions
- 			It also offers the regular guaranteed pay-outs to the policy-holders
- 	It has an in-built benefit of covering 15 critical illnesses
- 			This plan has an option of choosing the Accidental Life cover, Disability 
Benefit & Critical illness cover.
- 			This plan also has the option of taking the Maturity proceeds in instalments 
as the policy-holder can choose the no of year as 5, 10 or 15.
- 			In a similar way, the policyholder also has the option of choosing the death 
benefit in installments
- LIC also offer the discount in the premium in case the mode of payment is 
Yearly.
- 	The loan is also available to the policyholder after the completion of 1 year of the policy
- Settlement option avilable on Maturity and Death   in Installments of 5,10 or 15 Years
 
How Does This Policy Work
Sample illustration
  
    | Eligibility Criteria | 
  
    |  | Min. | Max. | 
  
    | Age | 18 Years (Completed) | 55 Years for Payment Term = 14 - 51 Years for Payment Term = 16 48 Years for Payment Term = 18 - 45 Years for payment term = 20
 | 
  
    | Policy Term | 14, 16, 18, & 20 Years | 
  
    
    | Premium Payment Term | Policy Term 4 Years |  | 
  
    
    | Basic Sum Assured | Rs. 1 Corer | No Limit | 
  
    
    | Maximum Maturity Age |  | 69 Years of Term = 14 - 67 Years of Term = 16
66 Years of Term = 18 - 65 Years of Term = 20 | 
	| Rider | LIC’s NEW CRITICAL ILLNESS BENEFIT RIDER(CIR) | 
	| Rider | LIC's  ACCIDENTAL DEATH AND DISABILITY  BENEFIT RIDER | 
	| Rider | LlC's ACCIDENT BENEFIT RIDER | 
	| Rider | LIC's NEW TERM ASSURANCE  RIDER (TR) |