
  - This investment is best for children. However, it is beneficial to invest at a young age. 
- This is non-participating, unit linked pension plan which aims for building corpus with systematic savings converting into regular income on retirement after taking the annuity plan.
- One can take immediate or deferment pension option.
- This pension plan can be taken with a single premium or regular premium option. Under regular premiums, one needs to invest for the entire term of the policy.
- This pension plan provides an option to extend the accumulation period or deferment period within the same policy with same terms and conditions.
- An investor can invest in 4 different funds available to them.
- Investors have an option for 4 free switches between the funds in a policy year.
- This plan offers guaranteed additions of 5% to 15.5% of yearly premium at specific intervals.
- For the premiums paid, there would be a premium allocation charge. The balance would be used in purchasing the units in the fund chosen by the investor.
- Partial withdrawal of the units (10% to 25%) is allowed for 3 times in a policy period.
- Investors can purchase this plan through online or through offline mode from agents or by visiting any of the LIC branches.
 
How Does This Policy Work
Sample illustration
  
  
    | 
      
        | Eligibility Criteria |  
        | Mode/ Premium Payment Frequency | Single Premium (Rs.) | Regular Premium (Rs.) |  
        |  | 1,00,000 |   |  
        | Yearly | 30,000 |  
        |  |  |  
        | Half Yearly | 16,000 |  
        |  |  |  
        | Quarterly | 9,000 |  
        |  |  |  
        | Monthly (NACH) | 3,000 |  
        |  |  |  |  
        |  |  | < |  
        | Basic Sum Assured |  | Not Applicable |  
        | Maximum Premium |  | No Limit |  
        | Minimum Entry Age |  | 25 years (Last Birthday) |  
        | Maximum Entry Age |  | 75 years (Last Birthday) |  
        | Minimum Vesting Age |  | 35 years (Last Birthday) |  
        | Maximum Vesting Age |  | 85 years (Last Birthday) |  
        | Age at entry for  policyholder is to be taken as age last birthday (LBD) |  |  
        |  |  |  |  
        | Premium Paying  Frequency & Premium Paying Term: |  |  
        | Sr.No. | Premium Payment Frequency | Premium Paying Term |  
        | 1 | Single Premium | Single Premium |  
        | 2 | Regular Premium [(Yearly, Half-yearly, Quarterly and Monthly (NACH)] | Same as Policy Term |  
        |  |  |  |  
        | Minimum/Maximum  Policy Term: |  |  
        | Premium Payment Frequency | Minimum (Years) | Maximum (Years) |  
        | Single/Regular Premium | 10 | 42 |  
        | The minimum/maximum  policy term shall be subject to minimum/maximum vesting age |  |  
        |  |  |  |  
        |  |  |  |  
        |  |  |  |  |